GFC INSURANCE LLC

GFC Insurance writes with carriers that provide comprehensive insurance coverage that addresses the unique needs of churches, synagogues and other houses of worship. Our risk management solutions allow you to practice your faith with confidence.

 

We can address nearly all of your insurance needs from a single, trusted source, at highly competitive rates.

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Property Coverage

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FaithGuard package policy  includes property coverage for buildings, contents, signs, property in the open, and fences. Your policy will automatically include coverage for standard items, along with many non-standard items, including the following:

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• Equipment breakdown, including computers, boilers, and electrical equipment

• Indirect loss – protection when a direct loss causes an interruption to your operations resulting in a loss of business income, or extra expenses

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Additional Coverages

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You may also elect to add the following coverages to your package policy at a modest charge for even greater property protection:

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• Crime coverage provides protection for losses resulting from theft, employee dishonesty, computer fraud, forgery and alteration

• Electronic data processing covers direct physical loss to your computer hardware and software

• Inland marine covers property that may be transported from one place to another, as well as unique types of property and possessions of artistic merit

• Limited flood coverage provides building and personal property coverage on a limited basis when loss or damage is a direct result of flood

 

Liability Coverage

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The general liability coverage included with a package policy protects your place of worship against claims of bodily injury or property damage arising out of its premises or operations for which the church may be legally liable. Liability coverage is there to protect church members, employees, officials, staff, and volunteers, acting on behalf of the church.

 

The package policy includes General Liability protection against claims resulting from:

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• Liability for personal and advertising injury offenses, such as libel and slander

• Medical expenses as the result of bodily injury sustained on your premises, regardless of fault

• Injury resulting from spiritual counseling by your minister, or by an employee or volunteer under the direction and control of your minister

• Expenses resulting from a violent incident occurring during a church sponsored activity

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Optional Liability Coverages

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A wide variety of optional coverages are also available:

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• Non-owned and hired auto liability

• Counselors liability (licensed and fee-based)

• Directors, officers and trustees officers liability

• Employee benefits liability

• Employment practices liability

• Lost wages coverage

• Sexual misconduct liability